Co-founder & CEO
Co-Founder & CEO
MudraCircle is the most comprehensive lending aggregation marketplace in India. Facilitates Business Loans, Personal Loans, GST based loans, Supply Chain financing, Merchant Cash financing, Equipment/ Machinery finance, etc. Small scale Business Loan with Reasonable Interest Rate & Re-payment terms. We don’t have any Geo-limits and due to our technological edge we seamlessly serve customers across India.
Getting finance should be quick and easy, so that you can get back to doing what you do best- running your business. That's why we have cut out the complexity and hassle of borrowing.
Currently, we offer unsecured loans but very soon we plan to widen this range of highly flexible loans that you can apply 24/7. Whether it's for cash flow, asset purchase, expansion plans or a wide range of other reasons.
Who Are We & What We Do ?
We are a SME sector focused Credit/ lending marketplace that connects businesses looking to borrow with Banks/ NBFCs who would want to lend to a business such as yours.
Underwriting: Proprietary risk assessment strategy and Credit Scorecards that are hosted on scientific data-driven methodology.
Paperwork : Online eKYC (PAN & Aadhar), digital verification of residence/ income/ business, real-time bank statement analysis and e-disbursement process.
Ongoing & almost real-time digital footprint collection/ analysis keeps tracking the borrower and gives early warning signals to both Bank/ NBFC and borrower. Basis signals Bank/ NBFC can get in touch with the stressed borrowers to ensure they remain financially disciplined. MudraCircle just not acquires a customer for the Bank/ NBFC but it keeps digitally tracking the borrower till the time last loan EMI is paid. Goal is to ensure low delinquencies.
Seamless integration: We offer seamless integration with Banks/ NBFCs and they can create & send customized loan solutions for borrowers.
Artificial Intelligence driven SME focussed Digital Lending Platform.
Neutral digital lending platform in true sense- Locally connecting lenders, borrowers and brokers!!
MudraCircle is a Marketplace where we plan to solve bigger & genuine lending problems instead of being just being called a digital platform.